By Appointment Only
At Holm & Cawley Financial Group we understand that each client’s financial and retirement circumstances are inherently unique. Because of this, Holm & Cawley offers a wide range of services to provide a basis to tailor a specific and comprehensive financial plan for each client.
At Holm & Cawley, we do not sell products that charge commission, have hidden fees, or encumber assets with surrender charges. Instead, we work for you in a fully transparent environment where fees are fully disclosed.
We are fee based
What this means is that we are a fee based Advisor that works for YOU, the client. You get the personalized attention and care that you deserve in creating a comprehensive financial plan that is right for you and your family.
10,000 + Choices
Being a fee based advisor allows us to give you a wide range of investment choices from the universe of stocks, bonds, mutual funds, and ETF’s.
Your needs always come first! We have always emphasized the utmost integrity in serving our clients.
No big brokerage or insurance company can tell us where to invest your hard-earned wealth. We are independent advisors, and we work for you!
Comprehensive Financial Planning
Financial Planning isn’t just investment management. At Holm & Cawley we bring all essential factors together to create a successful financial plan. We work closely with clients to fully assess their individual and family financial needs.
Creating a Comprehensive Plan includes:
- Risk Management
- Asset Protection
- Income Management
- Insurance Planning
- Debt Management
- Tax Planning
- Estate Planning
- College Savings Plans
Further Review and Education
Once your plan is complete and we’re entirely on the “same page”, we’ll put it to work for you! Opening accounts and transferring assets, ensuring we stay on track – and in-touch – throughout the process. After everything is completely set up, we go into an ongoing process of regularly scheduled review meetings to ensure we’re executing your plan with your best interests at heart!
Holm & Cawley is a full service Registered Investment Advisory firm. In addition to the many financial services we offer to our individual clientele, we also offer retirement plan services for employers including 401k plans, 403b plans, and other similar retirement plans. With the amount of money that is in American retirement plans, and with the recent regulatory changes, it has never been more important to ensure that Plan Sponsors are fulfilling their fiduciary responsibility to the plan.
A good portion of retirement plans are designed by Advisors or Firms using self-serving advice. They are often tied to one specific Insurance company or packaged Brokerage Firm, which limits investment options. Since Holm & Cawley is an independent advisor, we work with you to create a plan that has the solutions, tools, and investment options at the right price for your company and its employees.
Fee Analysis + Benchmarking
If you are unsure how your retirement plan stacks up against similar plans, we offer free Analysis and Benchmarking to ensure that your plan is on the right track. Reviewing fees associated with your plan is an important tool to ensure that you are meeting the fiduciary responsibility to the participants in the plan.
Fund selection is one of the most important parts of administering a retirement plan. We will walk you through every step of the process to develop a fund lineup that is unique to your plan and the participants.
We will walk you through every step of the enrollment process to ensure a smooth transition. Simple Online enrollment is available through most of our platforms, but we also offer on-site enrollment and education meetings at request!
Once the plan is in place, we will regularly review the plan to make sure that the investment options, and the plan options fit the ongoing needs of the Company and its employees.